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Once in a while you might get an email that looks like it’s from NAR but really isn’t. Like so many other phishing scams, these emails try to look like they’re official correspondence from a trusted source so they can get one of two things from you: personal data or credit card info. How do [...]
The state and local tax (SALT) deduction allows taxpayers to deduct state and local tax payments on their federal tax returns. The new tax law, called the Tax Cuts and Jobs Act, instituted a cap on the SALT deduction. Starting from the 2018 tax year, the maximum SALT deduction that taxpayers are able to claim [...]
Homeownership has been associated with positive social outcomes[1], and is also the largest source of wealth among homeowning households. In 2016, the median net worth among homeowners was $231,400, with housing wealth making up 85 percent of wealth (average net housing wealth was $197,500).[2] Housing wealth contributes positively to the homeowner’s and children’s economic condition, [...]
At the national level, housing affordability is up from last month but down from a year ago. Mortgage rates were up from last month at 4.76 percent this January, and up 11.5 percent compared to 4.27 percent a year ago. Housing affordability declined from a year ago in January moving the index down 5.3 percent [...]
By Melissa Dittmann Tracey, REALTOR® Magazine Great lighting is definitely stealing more of the spotlight in kitchen design lately. Pendant lights that hang from the ceiling above your kitchen island—usually in a row of two or three–is really a place to show off lighting to dress up your kitchen. Some designers refer to pendant lights as [...]
A very expensive car, a very small purse, stroke information, beautiful gardens and much more, compiled by Anne-Marie Siudzinski, Senior Library Information Specialist. Daylight Saving Time starts this weekend, for most of the United States. One researcher has several reasons for abolishing it. A teeny tiny purse–why? Decluttering your closet by asking 17 questions. m01229/flickr/2013 [...]
International Women’s Day is celebrated internationally on March 8th each year. It is a day to acknowledge the economic, political, and social achievements of women. In recognition of this day we can examine the profile of women REALTORS® using the 2018 Member Profile. Women in Real Estate: Women make up 63% of all REALTORS®, with 57% licensed [...]
Financial literacy is the “ability to use knowledge and skills to manage financial resources effectively for a lifetime of financial well-being.”[1] Yet despite its importance, financial literacy can often seem like the elephant in the room of many households. The topic of money and wealth is addressed in a variety of ways for different cultures. [...]
Financial literacy is the “ability to use knowledge and skills to manage financial resources effectively for a lifetime of financial well-being.”[1] Yet despite its importance, financial literacy can often seem like the elephant in the room of many households. The topic of money and wealth is addressed in a variety of ways for different cultures. [...]
The U.S. rental vacancy rate edged slightly higher to 7.1 percent in 2018 Q3, but this is still below the 7.5 percent vacancy rate in 2017 Q3. The U.S. rental vacancy rate averaged 9.6 percent from 2000 Q1 through 2011 Q4, so rental vacancy rates are still trending below historical levels. Low vacancy rates indicate [...]