Michael Crist

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So far Michael Crist has created 2947 blog entries.

From Byron King: HOA Fees and the SCR310 Contract

By |2019-01-18T15:33:52+00:00January 18th, 2019|Legal FAQs|

SCR310 section 6 states that the buyer's transaction costs include...all costs to obtain information from or pertaining to any owners association (aka certificate of assessment). This is interpreted as the cost to obtain documentation about the seller's owners association issues and costs to investigate the owners association (e.g. getting the documentation on the seller's owners [...]

From Byron King: Sample Email Signature

By |2019-01-18T10:46:15+00:00January 18th, 2019|Legal FAQs|

Risk management could lead you to possibly using one or all of these as your email signature or tailoring them to your risk management needs: WIRE FRAUD WARNING: Organized criminals may send fake email to trick you into wiring or electronically sending your money to them so they can steal your money. Always be suspicious [...]

What We’re Reading: January 14-18

By |2019-01-18T09:01:57+00:00January 18th, 2019|NAR|

A picture of an egg, The Miracle on the Hudson remembered, Brazilian spiders and much more, compiled by Anne-Marie Siudzinski, Senior Library Information Specialist. Just waitin’ in line for a burger. Which do you prefer on Instagram–an egg or Kylie Jenner?  We prefer the egg. Using Alexa in an open-plan office–not a great idea. Newsflash, [...]

From Byron King: Statutory Definition Meter Conservation Charge

By |2019-01-15T10:20:30+00:00January 15th, 2019|Legal FAQs|

The LLR seller disclosure asks about a meter conservation charge. Basically, this is a way the utility charges or "finances" energy measures such as a new energy efficient hot water heater or other appliance for example. You have often seen these offers in your utility bills. SC Code: https://www.scstatehouse.gov/code/t58c037.php SECTION 58-37-50. Agreements for energy efficiency [...]

November 2018 Housing Affordability Index

By |2019-01-11T16:55:35+00:00January 11th, 2019|NAR|

At the national level, housing affordability is down from last month and down from a year ago. Mortgage rates rose to 4.99 percent this November, up 19.1 percent compared to 4.19 percent a year ago. Housing affordability declined from a year ago in November moving the index down 10.6 percent from 161.0 to 144.0. The [...]

New Year’s Inspirations

By |2019-01-11T15:28:43+00:00January 11th, 2019|NAR|

By Samantha Jones The old adage, “Rome wasn’t built in a day,” rings true more than ever at the beginning of a new year. Sure, 2019 means a theoretical blank slate and chance to improve every facet of our lives. Yet, sometimes we set ourselves up to fail with those lofty goals. I’m all for [...]

From Byron King: Handling Clients Exhibiting Mental Confusion, Memory Lapses (More than Normal)

By |2019-01-11T10:19:29+00:00January 11th, 2019|Legal FAQs|

When you are dealing with clients who exhibit signs of mental health issues or dementia or confusion, there are a number of steps you can take to help. Talk to the client. Ask the client for permission to reach out to emergency contacts that the client has provided you (e.g. friends, family, relatives, lawyers, social [...]

What We’re Reading: January 7-11

By |2019-01-11T10:02:15+00:00January 11th, 2019|NAR|

A 911 misdial, automatic beer ordering, lava and water and much more, compiled by Anne-Marie Siudzinski, Senior Library Information Specialist. Out of beer?  This fridge will reorder for you. gfpeck/flickr/2009 Ooops, he dialed the wrong number (from space). Super Blood Wolf Moon–Game of Thrones episode or astronomical event? Being bored is good for you, according [...]

High-Tech Home Design From CES 2019

By |2019-01-10T13:39:55+00:00January 10th, 2019|NAR|

By Melissa Dittmann Tracey, REALTOR® Magazine As more homes get teched out, how do you make a home smart but stylish too? CES 2019—Las Vegas’ annual mega tech show—is showing off thousands of high-tech products, including a growing number to outfit a smart home. From smart mirrors to rollable TV screens, CES 2019 vendors are [...]

Throwback Thursday: First-Time Homebuyers Then and Now

By |2019-01-10T13:04:39+00:00January 10th, 2019|NAR|

In 1981 when NAR first started tracking the data, the average age of a first-time homebuyer was 29.  They made up 44 percent of all homebuyers.  Sixty-eight percent of first-time buyers were married couples, 12 percent were single female and 13 percent were single male (seven percent were other). In contrast, in 2018, the average [...]