Partners


	When things Work TOGETHER, they just work better. With Nationwide Insurance®, combining just your auto and home policies could save you up to 20%.* We have insurance available for other things too, including motorcycle. You’ll love the convenience of insuring more with a single insurance company. Plus you’ll save with an additional discount you get just for being member of South Carolina REALTORS® Get a free online quote now, or call the Consultative Insurance Group, Inc. In the Midlands: 803-772-6969 Statewide (including coastal risks): 1-800-581-8229
* Nationwide may make a financial contribution to this organization in return for the opportunity to market products and services to its members or customers. *Savings compared to stand-alone price of each policy, based on national customer data from November 2010. Products Underwritten by Nationwide Mutual Insurance Company and Affiliated Companies. Nationwide Lloyds and Nationwide Property & Casualty Companies (in TX). Home Office: Columbus, OH 43215. Subject to underwriting guidelines, review, and approval. Products and discounts not available to all persons in all states. Nationwide, Nationwide Insurance and the Nationwide framemark are service marks of Nationwide Mutual Insurance Company. ©2011 Nationwide Mutual Insurance Company. All Rights Reserved.


	More Bars in More Places.™ SC REALTOR® Members receive a 10% discount on your Monthly Service Rates. AT&T’s wireless network has the largest digital voice and data coverage in America. Click here for more information and visit your nearest AT&T store or go online at www.wireless.att.com/find-a-store. You can also order your service online at http://www.att.com/wireless/scassociationrealtor.

	SC REALTOR® members can save up to 30% off UPS Express air and international shipments. All this with the peace of mind that comes from using the carrier that delivers outstanding reliability, greater speed, more service, and innovative technology. UPS guarantees delivery of more packages around the world than anyone, and delivers more packages overnight on time in the US than any other carrier. Up to 30% on UPS Next Day Air® and Worldwide Express® services Up to 23% on UPS 2nd Day Air® , 3 Day Select®, and Worldwide Expedited® services Simple shipping! Special savings! It’s that easy! Go to www.savewithups.com/scr to enroll or call 800-325-7000.
*See Rates and Services Chart for detail of Savings and Discounts, which depend on total weekly gross shipping charges incurred.


The next generation of E&O Coverage is here Introducing new Errors & Omissions Real Estate Professional Policy Features! New! Mold Endorsement: This important option now offers limits beginning at $100,000. New! Subpoena Assistance: No-cost legal assistance—$30,000 per policy period—for when you are not party to the claim. New! Free 3-year Extended Reporting Period: New policy provides free 3-year tail for death, disability, or retirement when insured with us for 4 years. New! Loss Mitigation Credit: Exclusive to Pearl Insurance—firms may receive credit for use of an experienced short-sale mitigation service resulting in reduced short-sale claims. New! Network & Privacy: Get protection if private client information is lost or stolen from your networks and more—a $25,000 sub-limit built into the policy! New! Not-for-Profit D&O: Exclusive to Pearl Insurance. Get Directors & Officers (D&O) Liability Insurance protection for not-for-profit activities. Improved! Agent-Owned Property: Get immediate coverage—no waiting period applies! Improved! Early Claims Resolution: Provides deductible reduction—now for defense and damages—when a claim is closed within 12 months. Improved! Open House Property Damage Coverage Option: Up to full policy limits. Standard Policy Features Pearl’s program is underwritten by the XL Insurance companies (Greenwich Insurance Company and Indian Harbor Insurance Company)—rated “A” (excellent) by A.M. Best Environmental Failure to Advise up to full policy limits (includes pollutants, asbestos, lead, and radon) Consent to Settle Attorney Selection by the Insurance Company or by the Insured with written consent Defense Outside Limits Innocent Partner Protection included for fraud and late reporting Personal Injury Coverage for the Sale of Agent-Owned Residential Properties held for over 180 days Short-Term Escrow Vicarious Liability for Franchise Corporation Risk Management Services
* Errors & Omissions coverage is underwritten by the XL Insurance companies (through Greenwich Insurance Company and Indian Harbor Insurance Company). This flyer is not a contract. Please consult the insurance policy for actual description of term coverages, amounts, conditions, limitations, and exclusions. Coverages may differ or may not be available in all states. Please contact Pearl Insurance for details.